This checklist is to just be used as a starting point to consider the major items in your insurance and is not all encompassing.  Ideally, you should meet with your agent so you have a thorough understanding of your insurance policy.  It is important that any changes in risk be notified immediately to your agent and that you review your insurance policies to determine adequacy of your coverage. Filling out this information does not provide, bind or guarantee coverage for any exposures outlined within the form.