Last Updated: July 27, 2018 

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Grant Insurance (“Grant Insurance”/”we”/“our”/“our company”) provides insurance, risk management, employee benefits, and related services to clients.  Grant Insurance is committed to protecting your privacy and the confidentiality of your Personal Information.  “Personal Information” is information that directly identifies or reasonably can be used to identify an individual user of this Website, located at www.grantinsurance.com (“Site”).  We have developed this Website Privacy Notice (this “Privacy Notice”) to notify you about our Website privacy practices.  Please also see our Terms of Use governing use of this Site and its content. 

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All personally identifiable information collected on this Site by Grant Insurance is considered Personal Information and will be treated in accordance with this Privacy Notice.  By using this Site and submitting your Personal Information, you agree with and consent to the processing, transfer, usage, and storage of your Personal Information in accordance with this Privacy Notice. 

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Our Policies and Practices to Protect Your Personal Information 

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Grant Insurance is committed to protecting the privacy of Internet users who visit this Site.  Grant Insurance’s intent always is to use and, if appropriate, to disclose your Personal Information in a manner consistent with applicable laws and regulations, contractual obligations, and our company’s policies and procedures.  We protect Personal Information we collect about you by maintaining physical and electronic safeguards designed to meet applicable laws. 

 

To safeguard your Personal Information, the electronic storage and transmission of Personal Information are secured with appropriate security technologies.  Access to this Site’s servers is limited to employees, agents, and contractors of Grant Insurance and its subsidiaries, all of whom are required to preserve the confidentiality of Personal Information they receive while performing their jobs and conducting the business of Grant Insurance. 

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Information We Collect 

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Grant Insurance collects two types of information about you when you visit the Site: Personal Information that you provide (including, by way of example, your name, address, telephone number, e-mail address, Social Security number, and financial account number) and non-personal, aggregate information collected by automated means (such as cookies with information regarding the pages on our Site that you have visited and your IP address).  

 

When using this Site, you may decide to provide us with Personal Information to help us serve your needs.  The types of personal information we gather depends on the nature of your insurance transaction.  For example, you may choose to give us your name, e-mail address, and company information in order to use our “Email Signup” function to receive e-mails from Grant Insurance concerning company news, compliance issues, and services provided, or in order to use our contact form to send us an inquiry concerning services provided, career opportunities, or other inquiries.  You may choose to submit an employment application for a position at Grant Insurance in the United States to Grant Insurance through this Site.  In addition, you may decide to complete one of the online forms that request Personal Information or otherwise enter Personal Information into the Site for the purpose of obtaining an insurance policy quote.  If you choose to purchase a policy online, you may need to provide credit card information.  In addition, if you contact us, we may keep a record of that correspondence. 

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Disclosure or Use of Personal Information 

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Grant Insurance will not exchange, sell, or otherwise distribute your Personal Information without your consent, except to the extent required by law, in accordance with your instructions, or as identified in this Privacy Notice.  By using this Site and submitting Personal Information to this Site, you consent to the collection, usage, storage, transfer, and disposition of your Personal Information—as set forth in this Privacy Notice—for all purposes set forth in this Privacy Notice, for all purposes required by law, and as instructed by you. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Notice unless a longer retention period is required or permitted by law.  If you do not consent, do not provide any Personal Information via this Site. 

• Disclosure to Third-Party Agents and Service Providers.  We sometimes contract with other companies and individuals to perform functions or services on our behalf.  For example, Grant Insurance sometimes contracts with entities that host websites; entities that receive employment applications; and entities that send e-mail messages and/or make phone calls on our behalf.  They may have access to Personal Information—such as names, e-mail addresses, and telephone numbers—needed to perform their functions, but they are restricted from using such Personal Information for purposes other than providing services for Grant Insurance and are required by Grant Insurance to maintain the confidentiality of such Personal Information.  By submitting Personal Information through our Site, you consent to the transfer to and the processing and usage of your Personal Information by Grant Insurance’s agents and service providers.  If you do not consent, do not provide any Personal Information via this Site. 

• Disclosure of Tracking Information to Certain Third-Party Service Providers.  Third parties who provide interactive plug-ins or social networking features (e.g., Facebook’s “Like” button), or send e-mail messages on our behalf to individuals who are listed in their databases, may use cookies or other methods to track the activity on our Site.  Such third parties may use these cookies or other tracking methods for their own purposes by relating information about your visit to our website and/or your purchases with any of your personally identifying information that they may have.  By browsing our Site, you consent to the transfer to and the processing and usage of your Personal Information and purchase data by such third parties as set forth in this paragraph, if applicable.  If you do not consent, please disable these cookies in your browser or refrain from browsing our Site.   

• Disclosure to Insurance Companies and Intermediaries.  In the event you request a quote for issuance of an insurance policy or seek to purchase insurance through the Site, we may share your Personal Information, including, but not limited to, medical, financial, drivers’ license, and/or other Personal Information you choose to provide with insurance companies or intermediaries for purposes of obtaining quotes and placing insurance on your behalf.  By submitting your Personal Information via this Site, you consent to the transfer to and the processing and usage of Personal Information, including any sensitive Personal Information, you provide by insurance companies and/or intermediaries.  If you do not consent, do not provide Personal Information for purposes of purchasing insurance or obtaining quotes for insurance via this Site. 

• Disclosure to Insurance Policy Interests. We may also disclosure your Personal Information to Certificate holders or other policyholders for the purpose of providing information regarding the status of an insurance transaction; or Lienholder, mortgagees, lessors, or other persons shown on our records as having a legal or beneficial interest in your policy.  If you do not consent, do not provide Personal Information for purposes of purchasing insurance or obtaining quotes for insurance via this Site. 

• Disclosure of Credit Card Data to Credit Card Vendors Processing Payment.  Further, if you choose to purchase an insurance policy or policies through our Site using a credit card or debit card, then your credit or debit card information will be collected and processed by Grant Insurance and/or Grant Insurance’s payment processing vendor.  If you choose a recurring billing option to cover payment of future premiums, then your credit card or debit card information will be stored until you cancel recurring billing.  Grant Insurance cannot guarantee the data privacy practices of any third party.  By submitting your credit card or debit card information via this Site, you consent to the collection, processing, and usage of credit card or debit card information by Grant Insurance and by any third-party vendors assisting with credit and debit card transactions.  If you do not consent to this, do not provide credit and debit card information via this Site. 

• Disclosure of Résumés and Applications to Third-Party Vendors Assisting Grant Insurance with Recruitment and Employment Processes.  This Site provides an opportunity to submit inquiries regarding career opportunities and to submit your résumé and an application form to us to apply for a position in the United States through this Site.  If you submit information for such purposes, we will use the Personal Information you provide to evaluate your qualifications and contact you regarding any positions at Grant Insurance or any of its affiliated companies in which we believe you may be interested. If you do not consent, do not provide Personal Information for employment purposes via this Site. 

• Disclosure to Third Parties in Connection with Legal Matters.  Grant Insurance may preserve, and has the right to disclose without your prior permission, any information about you or your use of this Site if Grant Insurance has a good faith belief that such action is necessary to: (a) Protect and defend the rights, property, or safety of Grant Insurance or its affiliates, employees, other users of this Site, or the public; (b) Enforce the terms and conditions that apply to use of this Site; or (c) Respond to claims that any content violates the rights of third parties.  We may also disclose information as we deem necessary to comply with any applicable law, regulation, legal process, or governmental request.  By submitting Personal Information via this Site, you consent to the processing, transfer, usage, and/or storage of your Personal Information for any such purposes.  If you do not consent, do not provide Personal Information via this Site. 

• Disclosure to Third Parties in Connection with Mergers and Acquisitions.  We may disclose your Personal Information to third parties in connection with the sale or purchase of any business or assets.  By submitting Personal Information via this Site, you consent to the processing, transfer, usage, and/or storage of your Personal Information for any such purposes.  If you do not consent, do not provide Personal Information via this Site. 
    

External Links 

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Our Site includes links to other websites.  Please be aware that Grant Insurance is not responsible for the content of third party Web sites linked to Grant Insurance nor are we responsible for the privacy policy or practices of third party Web sites linked to Grant Insurance. Our Privacy Policy only applies to information we collect from you while you are at our Site and while you are actively in a session with Grant Insurance. 

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Information Storage and Security 

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Our systems are configured to provide privacy, integrity, and authentication in Internet communications.  However, the transmission of information via the Internet is not completely secure, and we cannot guarantee the security of information as it is transmitted to our Site.  As such, any transmission is at your own risk. It should be noted that there are some things, such as viruses and hacker attacks, which Grant Insurance and other website operators cannot control. 

Please note that the information we collect from you may be processed, transferred, and/or stored outside of your country of residence.  Such location may not be deemed to have the same level of privacy protections as your country of residence; however, Grant Insurance will take all steps reasonably necessary to help ensure that your Personal Information is treated securely and in accordance with this Privacy Notice.  By submitting your Personal Information, you agree to this processing, transfer, usage, and/or storage outside of your country of residence. 

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Accessing, Correcting, or Removing Your Personal Information 

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If you would like to review your Personal Information, correct the Personal Information you have provided to us, and/or request that we remove your information from our records, contact Grant Insurance’s Vice President via the contact detail noted below with the access, correction, or removal request.  Each request will be reviewed and responded to in accordance with applicable laws.  In order to cover internal costs for responding to access requests, Grant Insurance may charge a reasonable fee to individuals desiring access to their Personal Information. 

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International Users 

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This Privacy Notice is provided in accordance with, and is subject to, U.S. law.    

 

Minors 

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Grant Insurance is committed to protecting the privacy needs of children and encourages parents and guardians to take an active role in their children’s online activities and interests.  Grant Insurance does not intentionally collect information from children under the age of 13, and Grant Insurance does not target its Site to children.  

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Updates 

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We reserve the right to make changes to this Privacy Notice at any time.  We encourage you to periodically review this Site for any updates or changes.  Grant Insurance will advise users of this Site of material changes to this Privacy Notice by posting a prominent notice on the Site homepage.  Your continued access or use of this Site shall be deemed your acceptance of all terms and conditions contained in this Privacy Notice. 

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Contact Information for Questions, Comments, and Requests 

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If you have any questions or concerns about data privacy and security, the handling of your personal data or wish to make a request to access your information, please contact Grant Insurance’s Vice President via e-mail at meghan@grantinsurance.com or by mail to Grant Insurance, Attention: Vice President, 324 Clinton Street, Defiance, Ohio.